Having traveled to a few countries in Asia for the past year, I feel this information is share-worthy for potential tourists coming in to Vietnam. I have a GCash MasterCard from the Philippines and it is the principal card I use for ATM withdrawals and grocery purchases. However, I would run into a problem sometimes because not all ATMs accept my card even though the ATM machine clearly has MasterCard sticker on it. I’ve compiled this short information as a result of my own trial-and-error experience with most ATM machines.
Just like Indonesia, Vietnam’s currency employs many zeros and mindfulness is a useful asset when handling money here in Vietnam. In Thailand, I do not usually pay attention to the withdrawal limits in banks as I do not reach more than 7,000 Baht transaction/week.
Once you arrive at any airport in Vietnam, I recommend you look first for the SeA Bank ATM because it has the highest withdrawal limit of 5,000,000 Vietnamese dong per transaction.
Should you encounter a problem with the card not being accepted by SeA Bank, you can move on to either Sacom Bank, Vietcom Bank and Maritime Bank as these three’s withdrawal limit is 3,000,000 Vietnamese dong per transaction.
If you see a Techcom Bank ATM, just know that you can only withdraw 2,000,000 Vietnamese dong per transaction. Each transaction will incur a fee of 66,000 Vietnamese dong.
Sometimes you might get unlucky with other ATM machines. In my case, PVCom Bank, OCB Bank and Exim Bank, unfortunately, would not accept my GCash MasterCard.