Few days ago I contacted iTunes Support for my problem in renewing my 50GB iCloud storage. The error had to do with my payment method being declined. I received a prompt response but not a satisfactory answer.
I purchased a track on iTunes on September 30th and the MasterCard which has always been listed on my Apple ID has been successfully charged the corresponding amount. Three or fours after it was already October 1st and I received an e-mail:
On 30/09/2018, we attempted to charge you for your 50 GB iCloud storage plan, but there is a problem with your payment information. Your account will be downgraded to the free 5 GB storage plan if we cannot successfully renew your subscription.
Before I was able to open my mail, I was able to buy some gold bars in Candy Crush. Now, purchases have to be verified by an Apple ID password before they go through. It’s odd that my other in-app purchases would go through except the iCloud storage renewal.
I followed the usual steps to update the billing information on my Apple ID. I tried it thrice and the payment method declined error persisted. I contacted iTunes support and I was told the same answers which I already knew and tried prior to getting their response but those didn’t work.
One tip they would insist on is the name and billing address should match etc etc. My billing name on Apple ID does not match what the MasterCard says but my purchases went through before that (including the iCloud storage renewal).
The unaddressed problem here either lies with iCloud’s or MasterCard’s but, of course, iTunes Support cannot address that.
I solved the problem by changing my card on file to an American Express. Mind you, the billing name and postcode on file does not even match with that of my AmEx’s.